About Billuminate
About Billuminate
We're building the knowledge infrastructure behind better financial answers. Verified, transparent, accessible.
Why Billuminate exists
Financial knowledge shouldn't be a privilege.
Finance affects everyone. You who need to understand a loan. You who received a demand letter. You who have questions about a pension or an insurance policy. But the information is often written in a confusing way, in the wrong language, or hard to find.
Billuminate exists to change that. We gather, verify, and make financial knowledge accessible, so the answer is there when the question is asked, in the language you speak.
Principles
What we stand for
Verified
Every answer has a source. We don't publish what we can't stand behind.
Open
What we know, we share. Which sources we use, how we work, what we do when someone asks us to remove something.
Free for consumers
Bill doesn't cost the person asking. Companies pay so their customers can get good answers.
No data broker
We don't sell user data. We don't build profiles. Billuminate is a knowledge infrastructure, not a data broker.
Operating team
The team behind Billuminate

Founder
Tim Bisander
Leading Billuminate toward the vision of making financial knowledge accessible to everyone. 25 years of experience across fintech and banking, with emphasis on credit analytics and AI. Has helped build several fintech companies, including Gilion and 0to9, with prior senior leadership roles at Skandiabanken and UC, among others.

Co-founder
Daniel Ahrenby
Previously CEO of the fintech bank 0to9, and an experienced founder, investor, and operator with a background from Swedbank Markets.
Board and advisors
The formal team around Billuminate
Tim Bisander
Chair of the board
See background in the operating team.
Daniel Ahrenby
Board member
See background in the operating team.
Amina Bang Skanse
Board member
Sustainability specialist and strategy advisor with a background from LF Finans, Danske Bank, SEB, and Handelsbanken.
Hassan Sultan
Board member
Founder and CEO of Cetti, previously Product Manager and Business Intelligence Manager at Fresenius Kabi.
Sohel Sultan
Advisor
Founder and CPO at Cetti, with a background as a project manager and product developer at Polarium, Huawei, and Ericsson.
Company details
Billuminate is operated by Bill AB, corporate identity number 559106-4471, with its registered office in Danderyd, Sweden. All data is stored within the EU.
