⚠️ Draft, not legally reviewed. This document is preliminary and will be reviewed before publication.

Legal

Privacy Policy for Bill

Last updated: 13 August 2026

Bill AB ("Bill", "we") values your privacy and works for transparency in how we process personal data. This policy explains what data we collect when you use Bill, when you try the demo here on billuminate.io, or when you get in touch, why, how we use it, and what rights you have.

01

Data controller

Bill AB

Corporate identity number: 559106-4471

Sätraängsvägen 124, 182 37 Danderyd, Sweden

Email for privacy matters: privacy@billuminate.io

02

What data we process

We process personal data from four categories of people:

2.1 Users of the Bill app (individuals)

Type

Examples

Purpose

Uploaded documents

Bills, letters

To answer your questions about them

Chat interactions

Questions you ask

To give you answers

Language preference

Swedish, English, Arabic, and more

To serve you in the right language

Technical data

IP address, device info

Security and performance

Account data

Email, login credentials

Login and access

2.2 Company customers' contact persons

For the companies that are our customers, we process contact details for the employees who administer the integration: name, email, position, and organization.

2.3 Visitors who try the demo or get in touch on billuminate.io

Type

Examples

Purpose

Contact details

Name, email, phone, company

So we can get in touch when you have asked us to

The demo conversation

The questions you ask the demo and the answers you get

To understand what the demo answers well and badly, and to follow up on a conversation

Choices in the demo

Which company and which test persona you picked

To show the right content, and to see which demos get used

Visit statistics

Pages, referring link, approximate location, device type

To see how many people visit the site and what they read

The demo is a demo. Do not enter national identity numbers, account details or other sensitive data into it, neither your own nor anyone else's. The test personas you can pick are fictional, and the answers are not advice.

2.4 People whose data appears in public source material

Bill collects knowledge from the public web. When personal data appears in such material, for example the names of customer service staff published on a company website, our default is to strip it during collection, or not to collect at all if the material looks sensitive.

03

Purpose and legal basis

We process personal data to:

  • Answer your questions in the Bill app
  • Provide the technical service to company customers who have integrated Bill
  • Improve the quality of the service and prevent misuse
  • Fulfill legal obligations

Legal basis:

  • Consent (where required, for example at registration and when uploading content)
  • Performance of contract (to deliver the service you've requested)
  • Legitimate interest (to improve and secure the service)

We do not use personal data for:

  • Advertising or targeted marketing
  • Profiling
  • Resale to third parties

04

AI and external providers

We use AI providers to generate answers to your questions. Today there are two:

  • OpenAI interprets the question and writes the answer.
  • Anthropic checks that the answer's citations hold up against the documents they came from. That step only sees the already-written answer and the sources, not your original question.

We may change providers in the future, and we are working towards moving more steps to EU-based providers.

Regardless of provider, these requirements apply:

  • Your questions are transmitted over encrypted channels.
  • The provider does not train its models on your data.
  • The provider does not keep your questions for its own purposes, and we have turned off all logging on our provider accounts. A copy may remain for up to 30 days for the provider's abuse monitoring, after which it is deleted.
  • The provider acts as a data processor under GDPR, with Standard Contractual Clauses (SCC) for data transfers outside the EU and EEA.

If we change providers, we will update this policy and our sub-processor list. You can request a current list at any time via privacy@billuminate.io.

05

Where your data is stored

All data is stored within the EU, via Railway in secure EU data zones.

We encrypt data at rest and in transit (SSL/TLS). Access to stored data is controlled, monitored, and logged. No individual has access to your content. Only the application itself uses it to answer your questions.

06

Cookies and visit measurement

We use no cookies on this website. We store nothing else on your device either, not in localStorage and not in any other form. That is why you get no consent banner here: there is nothing to consent to.

We still measure how many people visit the site and which pages they read, using Umami, which we run ourselves at stats.billuminate.io. The statistics never leave our own infrastructure, and they contain no profiles and nothing that identifies you as a person. We record the page you visit, the link you arrived from, approximate location at country level, and the type of device and browser. We also record whether you open the demo chat and whether you submit a form, but never what you wrote.

The IP address is used momentarily to tell one visit from another and is not stored. The legal basis is legitimate interest: we need to know whether the site works and gets used. If you would rather not be measured at all, the site works just as well with an ad blocker or Do Not Track enabled.

07

How long we keep data

We retain personal data only as long as necessary for the purpose, or as required by law.

You can delete all your data at any time through the "clear my data" function in the app, or by emailing privacy@billuminate.io.

08

Your rights

Under GDPR, you have the right to:

  • Access your data
  • Correct inaccurate data
  • Delete your data
  • Restrict or object to processing
  • Have your data transferred to another provider (data portability)
  • Withdraw consent you have previously given

Contact privacy@billuminate.io to exercise any of these rights.

You also have the right to lodge a complaint with Integritetsskyddsmyndigheten (IMY, the Swedish Authority for Privacy Protection) if you believe we are processing your data incorrectly.

09

Public source material and robots.txt

Bill builds its knowledge base partly on public material from the web, in accordance with the Robots Exclusion Protocol (RFC 9309). Our working methods and commitments are described in detail on our transparency page.

If personal data that concerns you appears in such material and you want us to remove it, email privacy@billuminate.io. We will respond within 7 days.

10

Children

Bill is not intended for people under 13 years of age. We do not knowingly collect personal data from children without parental consent.

11

Changes to this policy

We may update this policy. Material changes will be communicated through the app or on our website.

12

Contact

Questions about how we process personal data?

privacy@billuminate.io